E, I, E&O

Agents working with Firefly are required to have E&O coverage in the amount of at least $1 million per occurrence and $2 million aggregate. There are two ways you can meet this requirement:

1) You can buy your own policy, or if you already have coverage in place, it may suffice. You’ll need to give Firefly your certificate of coverage and a full copy of the policy so we can be sure it meets our requirements.
2) You could also buy your coverage from Utica National, at a discounted rate through Firefly. If you choose this option, you not only get a great price, but our automated system gets your coverage in place within about one week of signing up. This gets you off to a faster start than if you were doing it on your own.

There’s one more benefit of the Utica policy:

You have to get your E&O coverage in place before your carrier appointment forms can be submitted. Our automated onboarding process gets you your E&O within a few days of completing the application. This lets you start writing business as soon as possible.

Learn more about E&O

E&O insurance isn’t anyone’s favorite topic. But it’s super-important that you understand how it works.

In one of our Modern Agent sessions we invited an E&O expert to share examples of misunderstandings that agents have about this critical coverage. You can watch the webinar and download helpful PDFs by clicking this image:

EO Thumbnail Firefly insurance agency Modern Agent